Determinants of Saving Decision on Fixed Deposits in Non-Bank Finance and Leasing Institutions in Sri Lanka

The objective of this article is to identify the determinants saving decisions on fixed deposits. effect customers' prior experience with Non-Bank Finance & Leasing Institutions (NBFLI) has been investigated as a mediation factor. Structural Equation Modelling (SEM) in AMOS used analyze results and confirmed by using bootstrap technique SEM. show that stability NBFLIs, security for fund, interest rate deposits, quality reliability service directly affect decision save institution's geographical location not affected factors security, rate, quality, have an indirect deposits experience, except factor institutions.